You can apply to your creditors for financial hardship.
If your creditors cannot assist with financial hardship you may wish to consult with a financial counsellor. Many charities (like the Salvation Army, Lifeline Australia, Wesley Mission, the Smith Family, Red Cross and many others) offer free and independent financial counselling services. A financial counsellor may be able to help you with a short term financial crisis and provide you either truly unbiased advice.
Debt Consolidation Get the Facts
3/06/10